360 Estate Agents are excited to announce that we have partnered up with an Independent Local Mortgage Advisor who provides independent mortgage and insurance advice in Northants using the best of the products from the high street banks and also some exclusive rates that aren’t available to the regular high street lenders. Our independent Financial Advisor also offers a lifetime financial advice package, which can help you constantly re-evaluate your mortgage and therefore pay it off quicker.

An independent review of your existing mortgage is guaranteed to either identify a potential cost reduction or confirm that there is no better option available to you financially. Either way is a positive outcome for you and will give you peace of mind.

Reasons for getting an AIP (Agreement in Principle)

• Sellers more likely to consider your offer to purchase as genuine.
• You discover what you are permitted to borrow. Your financial adviser will give you the information to determine what you can afford.
• Speeds up the completion process once your offer to purchase has been accepted.
• Can secure the interest rate you applied for. If rates go up or the product gets withdrawn you will have 'banked' the rate. If rates go down or an improved product comes to market you can apply for the improved product instead at no financial loss.
• You will have less resistance to view a property because sellers will be more confident their time will not be wasted.

The key benefits are

• No upfront costs and no ongoing fees.
• Access to every high street lender as well as our own exclusive mortgage deals. 
• Potential for seamless management of your mortgage to always take advantage of the best available product in the market.
• Truly independent with the potential to have mortgage commission refunded to you. 
• Reduce the cost of your existing mortgage with no lender fees and no tie in.

If you would like to discuss this further please email mortgages@360ea.com

Your home may be repossessed if you do not keep up repayments on your mortgage.

360 Estate Agents understand that conveyancing fees and solicitor fees can often be a concern during a house move, that's why we work with a panel of experts nationwide to offer a fixed fee service with no hidden extras and no legal fees to pay if your move doesn't go ahead.

If you purchase through us and use our conveyancer we can make sure that if there are any issues, we can ensure they are dealt with immediately to ensure a smooth house sale, if any, are dealt with immediately to ensure a smooth house sale. We have access to online progress reports detailing at what stage the conveyancing process is at. To see the legal fees click here.